[{"height": 1500, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/0.webp", "translations": [{"angle": 0, "bbox": ["148", "884", "276", "973"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "SHOULD I LOOK...?", "type": "inside"}, {"angle": 7.555837544443632e-06, "bbox": ["185", "63", "575", "118"], "bg_color": ["234", "234", "234"], "fg_color": ["66", "66", "66"], "is_bold": false, "text": "A CUT-TOON THAT YOU FLIP THROUGH PANEL BY PANEL ON YOUR PHONE", "type": "outside"}, {"angle": 0.0010885572170333756, "bbox": ["74", "443", "643", "540"], "bg_color": ["229", "229", "229"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IT\u0027S BEEN A FEW MONTHS SINCE I STARTED USING A CREDIT CARD, AND I\u0027M STARTING TO BE AFRAID TO TURN ON THE CREDIT CARD APP.", "type": "outside"}, {"angle": -11.549581335328185, "bbox": ["13", "665", "166", "749"], "bg_color": ["195", "185", "194"], "fg_color": ["145", "139", "147"], "is_bold": false, "text": "LOOKING AT THE CARD APP WITH BLURRY EYES...", "type": "outside"}], "width": 690}, {"height": 1425, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/1.webp", "translations": [{"angle": 0, "bbox": ["19", "156", "187", "205"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "AFTER CREDIT CARD PAYMENT.", "type": "inside"}, {"angle": 0, "bbox": ["508", "192", "569", "234"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "SO EXCITED!", "type": "inside"}, {"angle": 0, "bbox": ["44", "373", "116", "405"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "MID-MONTH", "type": "inside"}, {"angle": 0, "bbox": ["46", "569", "122", "607"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "LATE-MONTH", "type": "inside"}, {"angle": 0, "bbox": ["219", "394", "279", "436"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "JUST BUY IT!", "type": "inside"}, {"angle": 0, "bbox": ["506", "723", "580", "773"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "I\u0027M TRASH...!", "type": "inside"}, {"angle": -1.5874675511895475e-06, "bbox": ["126", "93", "565", "150"], "bg_color": ["234", "234", "234"], "fg_color": ["89", "89", "89"], "is_bold": false, "text": "A MONTH PASSING ROUGHLY LIKE THIS", "type": "outside"}, {"angle": 8.506728978000112e-06, "bbox": ["581", "187", "683", "241"], "bg_color": ["248", "170", "240"], "fg_color": ["233", "152", "224"], "is_bold": false, "text": "PURCHASE!", "type": "outside"}, {"angle": -21.511197227967017, "bbox": ["-14", "224", "181", "300"], "bg_color": ["251", "210", "245"], "fg_color": ["251", "195", "243"], "is_bold": false, "text": "PURCHASE! PURCHASE!", "type": "outside"}, {"angle": -0.14736511189727253, "bbox": ["542", "270", "650", "320"], "bg_color": ["248", "168", "239"], "fg_color": ["250", "163", "240"], "is_bold": false, "text": "PURCHASE!", "type": "outside"}, {"angle": -0.04876781927129059, "bbox": ["414", "285", "517", "338"], "bg_color": ["249", "174", "234"], "fg_color": ["250", "166", "234"], "is_bold": false, "text": "PURCHASE!", "type": "outside"}, {"angle": -0.001893778546957492, "bbox": ["119", "305", "222", "357"], "bg_color": ["251", "211", "241"], "fg_color": ["219", "181", "208"], "is_bold": false, "text": "PURCHASE!", "type": "outside"}, {"angle": -0.039359235085811406, "bbox": ["269", "451", "407", "504"], "bg_color": ["138", "120", "134"], "fg_color": ["128", "91", "106"], "is_bold": false, "text": "...PURCHASE!", "type": "outside"}, {"angle": 2.8085075598482945e-06, "bbox": ["0", "784", "689", "841"], "bg_color": ["240", "240", "240"], "fg_color": ["124", "124", "124"], "is_bold": false, "text": "I\u0027M USING THE CREDIT CARD APP AS A BOX OF SELF-LOATHING.", "type": "outside"}, {"angle": -0.0017610935156540108, "bbox": ["233", "1362", "462", "1417"], "bg_color": ["236", "236", "236"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "ONLY THEN DID I REALIZE", "type": "outside"}, {"angle": 0.0016122934323049352, "bbox": ["532", "1064", "718", "1129"], "bg_color": ["245", "245", "245"], "fg_color": ["164", "164", "164"], "is_bold": false, "text": "", "type": "outside"}], "width": 690}, {"height": 975, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/2.webp", "translations": [{"angle": 0, "bbox": ["119", "66", "250", "177"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "CREDIT CARDS ARE TRULY AN ANT HELL...!", "type": "inside"}, {"angle": 0, "bbox": ["79", "236", "218", "346"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": true, "text": "CREDIT CARDS ARE SO SCARY!!! BUT I CAN\u0027T STOP!!!", "type": "inside"}], "width": 690}, {"height": 1425, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/3.webp", "translations": [{"angle": 0, "bbox": ["1", "249", "101", "389"], "bg_color": ["198", "183", "192"], "fg_color": ["184", "172", "186"], "is_bold": false, "text": "MONTHLY RENT", "type": "inside"}, {"angle": 0, "bbox": ["529", "245", "627", "352"], "bg_color": ["194", "181", "192"], "fg_color": ["163", "154", "167"], "is_bold": false, "text": "INTEREST", "type": "inside"}, {"angle": 0, "bbox": ["227", "261", "342", "376"], "bg_color": ["192", "181", "192"], "fg_color": ["181", "163", "169"], "is_bold": false, "text": "CARD BILL", "type": "inside"}, {"angle": 0, "bbox": ["86", "638", "233", "735"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "I WANT TO QUIT MY JOB AH...", "type": "inside"}, {"angle": 0, "bbox": ["223", "747", "521", "845"], "bg_color": ["172", "195", "222"], "fg_color": ["181", "208", "238"], "is_bold": false, "text": "EPISODE 60 CREDIT CARD... JUST DON\u0027T DO THIS.", "type": "inside"}, {"angle": 0, "bbox": ["0", "1331", "689", "1420"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "CREDIT CARDS SOMEHOW INDUCE CONSUMERS TO SPEND MONEY.", "type": "inside"}, {"angle": 2.500593723198108e-07, "bbox": ["-49", "22", "696", "177"], "bg_color": ["165", "143", "147"], "fg_color": ["133", "105", "111"], "is_bold": false, "text": "GUYA IS A NEW EMPLOYEE.", "type": "outside"}, {"angle": -0.3102678878219933, "bbox": ["415", "703", "540", "742"], "bg_color": ["223", "220", "216"], "fg_color": ["185", "196", "208"], "is_bold": false, "text": "WRITTEN AND DRAWN BY GUYA.", "type": "sub"}], "width": 690}, {"height": 1050, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/4.webp", "translations": [{"angle": 0, "bbox": ["342", "58", "469", "155"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "BECAUSE THAT\u0027S HOW THEY MAKE MONEY...", "type": "inside"}], "width": 690}, {"height": 1125, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/5.webp", "translations": [{"angle": 0, "bbox": ["5", "0", "654", "123"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IN OTHER WORDS, MOST OF THE SERVICES PROVIDED BY CREDIT CARDS ARE MADE FOR THE COMPANY\u0027S PROFIT (NATURALLY).", "type": "inside"}, {"angle": 0, "bbox": ["480", "191", "603", "289"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "BUT I DIDN\u0027T KNOW....!", "type": "inside"}, {"angle": -4.9280080332891885e-05, "bbox": ["543", "1010", "694", "1053"], "bg_color": ["241", "241", "241"], "fg_color": ["167", "167", "167"], "is_bold": false, "text": "", "type": "outside"}], "width": 690}, {"height": 1200, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/6.webp", "translations": [{"angle": 0, "bbox": ["76", "1", "689", "142"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IN ORDER TO SURVIVE IN SUCH A HARSH SOCIETY, THERE ARE A FEW THINGS I\u0027VE PROHIBITED MYSELF FROM DOING.", "type": "inside"}, {"angle": 0, "bbox": ["248", "159", "320", "205"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "HAND OVER THE MONEY!", "type": "inside"}, {"angle": 0, "bbox": ["81", "302", "166", "370"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "I\u0027LL GIVE IT!", "type": "inside"}, {"angle": 0, "bbox": ["209", "492", "286", "566"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "PLEASE TELL ME YOU DON\u0027T NEED IT...!", "type": "inside"}, {"angle": 0, "bbox": ["398", "459", "549", "552"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "1. LIMIT INCREASE\n2. ???", "type": "inside"}, {"angle": 0, "bbox": ["541", "242", "680", "322"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IF I DON\u0027T EVEN KEEP THIS, I\u0027LL TRULY GO BANKRUPT...!", "type": "inside"}], "width": 690}, {"height": 1125, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/7.webp", "translations": [{"angle": 0, "bbox": ["301", "204", "376", "258"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "ONE MILLION WON.", "type": "inside"}, {"angle": 0, "bbox": ["394", "449", "533", "559"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "ONE MILLION WON IS QUITE LOW THOUGH..", "type": "inside"}, {"angle": 0, "bbox": ["506", "552", "648", "623"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": true, "text": "HOW ABOUT INCREASING IT FURTHER?", "type": "inside"}, {"angle": -2.606438442853687e-07, "bbox": ["12", "32", "677", "90"], "bg_color": ["231", "231", "231"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE CARD LIMIT CAN BE SET WHEN YOU FIRST GET THE CARD.", "type": "outside"}, {"angle": 0.004263508348827283, "bbox": ["302", "141", "460", "198"], "bg_color": ["226", "217", "218"], "fg_color": ["131", "123", "124"], "is_bold": false, "text": "HOW MUCH DO YOU WANT YOUR CARD LIMIT TO BE?", "type": "sub"}], "width": 690}, {"height": 1275, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/8.webp", "translations": [{"angle": 0, "bbox": ["1", "1", "689", "197"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "BUT IF I SET THE LIMIT HIGH, I COULD SEE MYSELF MAXING IT OUT, SO I SET THE LOWEST POSSIBLE LIMIT.", "type": "inside"}, {"angle": 0, "bbox": ["555", "249", "624", "306"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "I\u0027M REALLY GOING BANKRUPT!!", "type": "inside"}, {"angle": 0, "bbox": ["538", "586", "679", "634"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "MUST STOP THIS GUY\u0027S SPENDING.", "type": "inside"}, {"angle": 4.982924110663589e-06, "bbox": ["216", "482", "475", "572"], "bg_color": ["180", "180", "163"], "fg_color": ["117", "117", "103"], "is_bold": false, "text": "- ONE MILLION WON! NO MORE THAN THAT.", "type": "outside"}], "width": 690}, {"height": 1050, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/9.webp", "translations": [{"angle": 0, "bbox": ["140", "0", "674", "107"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THEN ONE DAY, I LOOKED AT THE CARD APP AND THE LIMIT HAD INCREASED BY ITSELF.", "type": "inside"}, {"angle": 0, "bbox": ["262", "392", "347", "449"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "HUH?", "type": "inside"}, {"angle": -0.0008684844608808362, "bbox": ["127", "37", "231", "83"], "bg_color": ["237", "237", "237"], "fg_color": ["94", "94", "94"], "is_bold": false, "text": "WITHOUT KNOWING", "type": "sub"}, {"angle": -0.019010160176179625, "bbox": ["-32", "144", "218", "201"], "bg_color": ["156", "147", "152"], "fg_color": ["81", "75", "81"], "is_bold": false, "text": "THE LIMIT INCREASE IS...", "type": "outside"}, {"angle": -12.786006339382055, "bbox": ["393", "213", "688", "280"], "bg_color": ["227", "226", "226"], "fg_color": ["89", "87", "86"], "is_bold": false, "text": "YOUR LIMIT IS.....", "type": "outside"}, {"angle": -11.848123788730362, "bbox": ["427", "286", "694", "359"], "bg_color": ["248", "240", "240"], "fg_color": ["195", "104", "104"], "is_bold": false, "text": "TWO MILLION WON \u2661\u2661", "type": "outside"}, {"angle": -0.04463045331192461, "bbox": ["-27", "410", "274", "466"], "bg_color": ["168", "150", "158"], "fg_color": ["111", "92", "101"], "is_bold": false, "text": "FASTER THAN THE EYES...!", "type": "outside"}, {"angle": -8.982100439425267e-06, "bbox": ["95", "512", "597", "569"], "bg_color": ["232", "232", "232"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE AMOUNT USED EVEN EXCEEDED THE INITIAL LIMIT.", "type": "outside"}], "width": 690}, {"height": 1275, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/10.webp", "translations": [{"angle": 0, "bbox": ["1", "4", "515", "103"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IT SEEMS TO BE A SYSTEM WHERE IF YOU CONSISTENTLY PAY YOUR CARD BILL WELL, THEY AUTOMATICALLY INCREASE THE LIMIT.", "type": "inside"}, {"angle": 0, "bbox": ["317", "144", "458", "236"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "REPAYMENT", "type": "inside"}, {"angle": 0, "bbox": ["458", "173", "570", "260"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE LIMIT", "type": "inside"}, {"angle": 0, "bbox": ["180", "425", "254", "487"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "HUH?", "type": "inside"}, {"angle": 0, "bbox": ["224", "490", "353", "595"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "I NEVER REQUESTED SUCH A THING.", "type": "inside"}, {"angle": 0, "bbox": ["263", "676", "334", "729"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "TROUBLESOME...", "type": "inside"}, {"angle": 5.724071861367357, "bbox": ["301", "147", "586", "240"], "bg_color": ["222", "225", "220"], "fg_color": ["117", "121", "115"], "is_bold": false, "text": "WHAT A DILIGENT AND GOOD EMPLOYEE... I\u0027LL INCREASE IT.", "type": "sub"}, {"angle": 0.0205616471018334, "bbox": ["527", "556", "710", "610"], "bg_color": ["185", "183", "205"], "fg_color": ["146", "142", "159"], "is_bold": false, "text": "COMPLACENT!", "type": "outside"}, {"angle": 4.669033984328053e-06, "bbox": ["135", "763", "732", "861"], "bg_color": ["241", "241", "241"], "fg_color": ["130", "130", "130"], "is_bold": false, "text": "STILL, WON\u0027T A HIGHER LIMIT HAVE GOOD POINTS? I THOUGHT SO AND LEFT IT.", "type": "outside"}], "width": 690}, {"height": 1200, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/11.webp", "translations": [{"angle": 0, "bbox": ["133", "148", "225", "211"], "bg_color": ["42", "41", "45"], "fg_color": ["64", "64", "67"], "is_bold": false, "text": "DON\u0027T RAISE THE LIMIT...!", "type": "inside"}, {"angle": 0, "bbox": ["375", "132", "494", "230"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "LIMIT EXCEEDED...", "type": "inside"}, {"angle": -0.6077463236936751, "bbox": ["260", "46", "420", "103"], "bg_color": ["237", "237", "237"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "A FEW MONTHS LATER...", "type": "outside"}, {"angle": 0.002391549938508677, "bbox": ["129", "586", "562", "644"], "bg_color": ["231", "231", "231"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "AS EXPECTED, THE LIMIT WAS EXCEEDED.", "type": "outside"}, {"angle": -0.0017249065481621528, "bbox": ["450", "707", "649", "756"], "bg_color": ["236", "235", "234"], "fg_color": ["140", "137", "134"], "is_bold": false, "text": "LOWERED THE LIMIT AGAIN.", "type": "outside"}], "width": 690}, {"height": 1200, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/12.webp", "translations": [{"angle": 0, "bbox": ["0", "1", "689", "115"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE SECOND THING I ABSOLUTELY DON\u0027T DO WHILE USING A CARD.", "type": "inside"}, {"angle": 0, "bbox": ["169", "245", "258", "301"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "EXACTLY THIS KIND OF THING.", "type": "inside"}, {"angle": 0, "bbox": ["229", "487", "312", "543"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "ME HERE", "type": "inside"}, {"angle": -18.281698226802405, "bbox": ["284", "307", "507", "385"], "bg_color": ["215", "219", "223"], "fg_color": ["129", "129", "115"], "is_bold": false, "text": "ANYONE BURDENED BY THIS MONTH\u0027S PAYMENT AMOUNT?", "type": "outside"}], "width": 690}, {"height": 1275, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/13.webp", "translations": [{"angle": 0, "bbox": ["37", "67", "133", "131"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "COME HERE ~", "type": "inside"}, {"angle": 0, "bbox": ["0", "379", "104", "483"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "COME TO THE SWAMP OF DEBT... ~", "type": "inside"}, {"angle": 0, "bbox": ["534", "93", "657", "184"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": true, "text": "THEY SAY YOU CAN PAY LESS IF YOU GO THERE ~ !", "type": "inside"}, {"angle": -0.006260325462989158, "bbox": ["164", "27", "537", "85"], "bg_color": ["233", "233", "233"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IT\u0027S CREDIT CARD REVOLVING.", "type": "outside"}, {"angle": -2.119983926718305e-05, "bbox": ["60", "1161", "709", "1268"], "bg_color": ["241", "241", "241"], "fg_color": ["138", "138", "138"], "is_bold": false, "text": "ACTUALLY, I HAVEN\u0027T USED IT MYSELF, BUT I LEARNED IT\u0027S BAD WHILE WATCHING YOUTUBE,", "type": "outside"}], "width": 690}, {"height": 975, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/14.webp", "translations": [{"angle": 0, "bbox": ["106", "88", "207", "163"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "YOUNG LADY!!!!!", "type": "inside"}, {"angle": 0, "bbox": ["257", "355", "378", "444"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "WH... WHY ARE YOU GETTING ANGRY...!", "type": "inside"}, {"angle": 4.1649400372989476e-07, "bbox": ["2", "465", "689", "522"], "bg_color": ["241", "241", "241"], "fg_color": ["121", "121", "121"], "is_bold": false, "text": "IF YOU LOOK INTO IT CLOSELY, YOU\u0027LL KNOW IT\u0027S A SCARY SYSTEM.", "type": "outside"}], "width": 690}, {"height": 1200, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/15.webp", "translations": [{"angle": 0, "bbox": ["268", "190", "398", "270"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "YOU SAY YOUR PAYMENT AMOUNT IS 2 MILLION WON?", "type": "inside"}, {"angle": 0, "bbox": ["378", "235", "514", "349"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THIS MONTH, I\u0027LL LET YOU PAY ONLY 600,000 WON (30%) ~ THE ANNUAL INTEREST RATE IS 19%.", "type": "inside"}, {"angle": 0, "bbox": ["352", "347", "444", "411"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "PAY THE REST LATER ~ ^ ^", "type": "inside"}, {"angle": 0, "bbox": ["340", "536", "454", "614"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "OH REALLY? THANK YOU!!", "type": "inside"}, {"angle": 0, "bbox": ["209", "623", "328", "707"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IT\u0027S NOT SOMETHING YOU SHOULD BE THANKFUL FOR, THOUGH...", "type": "inside"}, {"angle": 3.6532137657766283e-06, "bbox": ["10", "54", "676", "171"], "bg_color": ["238", "238", "238"], "fg_color": ["122", "122", "122"], "is_bold": false, "text": "~WORST CASE SCENARIO SIMULATION~\nAT FIRST, THEY LET YOU PAY ONLY A CERTAIN % OF THE PAYMENT AMOUNT.", "type": "outside"}], "width": 690}, {"height": 1275, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/16.webp", "translations": [{"angle": 0, "bbox": ["27", "91", "124", "132"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "NEXT MONTH", "type": "inside"}, {"angle": 0, "bbox": ["27", "362", "141", "403"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE MONTH AFTER THAT.", "type": "inside"}, {"angle": 0, "bbox": ["178", "367", "292", "451"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE CARRIED OVER AMOUNT IS 2.38 MILLION AND I ALSO SPENT 2 MILLION THIS MONTH?", "type": "inside"}, {"angle": 0, "bbox": ["464", "72", "586", "154"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE CARRIED OVER AMOUNT IS 1.4 MILLION AND... I SPENT 2 MILLION THIS MONTH?", "type": "inside"}, {"angle": 0, "bbox": ["512", "156", "644", "247"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THEN 30% OF THE TOTAL 3.4 MILLION IS 1.02 MILLION PLUS A FEE OF 0.22 MILLION!", "type": "inside"}, {"angle": 0, "bbox": ["21", "679", "471", "770"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "BILLED AMOUNT = (CARRIED OVER AMOUNT + USED AMOUNT) X PAYMENT RATIO\nFEE = CARRIED OVER AMOUNT X ANNUAL INTEREST RATE / (APPROX) 12", "type": "inside"}, {"angle": 0, "bbox": ["516", "547", "649", "644"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THEN 30% OF THE TOTAL 4.38 MILLION IS 1.314 MILLION PLUS A FEE OF 0.37 MILLION!", "type": "inside"}], "width": 690}, {"height": 1125, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/17.webp", "translations": [{"angle": 0, "bbox": ["30", "127", "161", "177"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "N MONTHS LATER...", "type": "inside"}, {"angle": 0, "bbox": ["372", "474", "452", "542"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "AH.. LOL, IT\u0027S HERE?", "type": "inside"}, {"angle": 0, "bbox": ["454", "77", "593", "178"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "TODAY IS THE CARD PAYMENT DAY...", "type": "inside"}], "width": 690}, {"height": 1200, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/18.webp", "translations": [{"angle": 0, "bbox": ["235", "62", "371", "170"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THE AMOUNT CARRIED OVER SO FAR IS 7 MILLION AND THIS MONTH ALSO 2 MILLION?", "type": "inside"}, {"angle": 0, "bbox": ["387", "131", "513", "234"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THEN 30% OF 9 MILLION IS 3 MILLION WON, PLUS A FEE OF 0.11 MILLION WON.", "type": "inside"}, {"angle": 0, "bbox": ["235", "467", "354", "554"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "TOTAL 3.11 MILLION WON.", "type": "inside"}, {"angle": 0, "bbox": ["362", "525", "431", "592"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "HUH....?", "type": "inside"}, {"angle": -0.001060204842588064, "bbox": ["585", "113", "705", "153"], "bg_color": ["247", "247", "247"], "fg_color": ["168", "168", "168"], "is_bold": false, "text": "", "type": "outside"}], "width": 690}, {"height": 1125, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/19.webp", "translations": [{"angle": 0, "bbox": ["35", "57", "179", "161"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "I WANT TO STOP REVOLVING NOW..!!!!!!!", "type": "inside"}, {"angle": 0, "bbox": ["367", "499", "482", "589"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "YOU WANT TO END REVOLVING?", "type": "inside"}, {"angle": 0, "bbox": ["517", "153", "650", "251"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": true, "text": "THE AMOUNT I HAVE TO PAY IN ONE MONTH IS TOO BIG...!", "type": "inside"}, {"angle": -4.772936222252611e-06, "bbox": ["24", "632", "661", "712"], "bg_color": ["226", "226", "226"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "*REVOLVING DOESN\u0027T JUST CARRY OVER THE AMOUNT FROM THE MONTH REVOLVING WAS APPLIED, BUT ALSO CUMULATIVELY CARRIES OVER THE AMOUNTS USED EACH MONTH.", "type": "outside"}], "width": 690}, {"height": 1275, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/20.webp", "translations": [{"angle": 0, "bbox": ["26", "115", "170", "225"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "THEN YOU JUST NEED TO PAY OFF THE CARRIED OVER AMOUNT.", "type": "inside"}, {"angle": 0, "bbox": ["49", "539", "137", "600"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "CUSTOMER ~", "type": "inside"}, {"angle": 0, "bbox": ["504", "202", "630", "297"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "HUH? I DON\u0027T HAVE THAT KIND OF MONEY..!!!", "type": "inside"}, {"angle": 0, "bbox": ["3", "670", "689", "794"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "SINCE SUCH A SITUATION CAN HAPPEN, LET\u0027S THINK CAREFULLY.", "type": "inside"}, {"angle": 1.655254777688242e-08, "bbox": ["66", "31", "623", "95"], "bg_color": ["252", "250", "250"], "fg_color": ["197", "131", "136"], "is_bold": false, "text": "IF THE AMOUNT PAID MONTHLY BY THE PAYMENT RATIO \u003c INTEREST + NEWLY USED AMOUNT, THE AMOUNT TO BE REPAID KEEPS INCREASING.", "type": "sub"}, {"angle": 3.936602865906025e-06, "bbox": ["27", "1175", "672", "1273"], "bg_color": ["240", "240", "240"], "fg_color": ["116", "116", "116"], "is_bold": false, "text": "THIS KIND OF INFORMATION ISN\u0027T NECESSARILY TOLD EVERYWHERE, SO IT\u0027S EASY FOR DIFFICULT SITUATIONS TO OCCUR, ESPECIALLY FOR NEW EMPLOYEES.", "type": "outside"}], "width": 690}, {"height": 1125, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/21.webp", "translations": [{"angle": 0, "bbox": ["113", "81", "238", "171"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "WHAT\u0027S THE ANNUAL INTEREST RATE???", "type": "inside"}, {"angle": 0, "bbox": ["41", "189", "181", "279"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "WHAT IS REVOLVING? IS IT GOOD? 0_0", "type": "inside"}, {"angle": 0, "bbox": ["492", "312", "627", "403"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "IT IS GOOD, RIGHT? ~ ^ ^", "type": "inside"}], "width": 690}, {"height": 1200, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/22.webp", "translations": [{"angle": 0, "bbox": ["505", "95", "645", "147"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "FORTUNATELY, THESE DAYS YOU CAN EASILY FIND INFORMATION LIKE THIS.", "type": "inside"}, {"angle": 0, "bbox": ["68", "152", "209", "245"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "SOMETHING GOOD FOR CATCHING A PUSHOVER LIKE YOU.", "type": "inside"}, {"angle": 0, "bbox": ["247", "553", "674", "589"], "bg_color": ["255", "255", "255"], "fg_color": ["0", "0", "0"], "is_bold": true, "text": "WHAT ARE YOUR CREDIT CARD USAGE TIPS!?", "type": "inside"}, {"angle": 3.326822763938253e-07, "bbox": ["147", "11", "544", "89"], "bg_color": ["238", "238", "238"], "fg_color": ["123", "123", "123"], "is_bold": false, "text": "THEREFORE, LET\u0027S MAKE SURE TO STUDY THOROUGHLY IN ADVANCE ABOUT MATTERS RELATED TO MONEY AND CREDIT.", "type": "sub"}, {"angle": -0.6397599100672551, "bbox": ["575", "168", "698", "205"], "bg_color": ["213", "212", "211"], "fg_color": ["87", "84", "80"], "is_bold": false, "text": "", "type": "sub"}, {"angle": -0.0034256886493437833, "bbox": ["56", "1139", "310", "1202"], "bg_color": ["243", "243", "243"], "fg_color": ["125", "125", "125"], "is_bold": false, "text": "NEXT EPISODE PREVIEW!", "type": "outside"}], "width": 690}, {"height": 916, "img_url": "snowmtl.ru/latest/guya-is-a-newcomer/60/23.webp", "translations": [{"angle": -0.08104639127463997, "bbox": ["535", "323", "717", "386"], "bg_color": ["244", "236", "232"], "fg_color": ["171", "140", "132"], "is_bold": false, "text": "", "type": "outside"}, {"angle": -3.868902382464512e-06, "bbox": ["141", "579", "555", "640"], "bg_color": ["234", "234", "234"], "fg_color": ["0", "0", "0"], "is_bold": false, "text": "EPISODE 61 STARTUP ATROCITIES (1)", "type": "outside"}], "width": 690}]

Manhwa